Eric Kilstrom helps families across Arizona find the right home loan, backed by 25 years of experience and deep roots in the neighborhoods he serves.
4.9 from 254 reviews
Eric Kilstrom is a seasoned mortgage banking professional with over 25 years of experience in the industry and currently serves as a leader at VIP Mortgage. Known for his commitment to integrity, leadership, and results, Eric has built a reputation for helping clients achieve the dream of homeownership while fostering strong partnerships within the real estate community.
Beyond his professional work, Eric is deeply involved in community leadership and service. He is a longtime founder and board member of multiple organizations, including the Anthem Chamber of Commerce and We Care in Anthem, a 501(c)(3) nonprofit dedicated to supporting local families. He also serves on several boards, including the Arizona Mortgage Lenders Association and Phoenix Children’s Hospital Executive Council.
Eric is passionate about giving back, mentoring others, and strengthening the communities he serves. He brings that same energy and perspective to the Arizona real estate community, where collaboration and trust are key to success.
From 254 client reviews
Source: Birdeye, verified reviews
Mortgage loan officer since the early 2000s
“Eric & Sawana’s Eye on Anthem”
NMLS #149562 · AZ #910906
He knows the neighborhoods, the HOAs, and the schools. He knows what local homes cost and what it takes to qualify.
You meet in person, not through a call center. When a question comes up, you call Eric, not a 1-800 number in another time zone.
Anthem, Arizona sits about 35 miles north of Phoenix along I-17. It has two main areas, Anthem Country Club and Anthem Parkside, each with its own HOA and home styles. A local loan officer knows these neighborhoods, their price ranges, and the steps buyers take to qualify for a home loan.
Eric reviews your budget and goals, then explains which loan fits the home you want to buy. Every loan is handled locally, start to finish.
Eric Kilstrom offers VA loans, FHA loans, conventional loans, jumbo loans, and first-time buyer programs across Arizona. He also helps current homeowners refinance. He reviews your budget and goals, then explains which loan fits the home you want to buy.
A 4.9 average across 254 verified reviews. Here is what working with Eric is like, in his clients’ own words.
Eric made our first home purchase feel simple. He explained every step in plain language and always picked up the phone.
First-time buyer · Anthem, AZ
As a veteran, I had questions about my VA benefit. Eric knew it cold and got us to closing ahead of schedule.
VA loan · New River, AZ
We refinanced with Eric and the savings were exactly what he promised. No surprises, just clear numbers.
Refinance · Anthem Country Club
Reviews pulled from verified third-party sources via V.I.P. Mortgage. Read all reviews →
Eric is licensed across Arizona and based in Scottsdale, where he lives. For buyers outside Arizona, his teammate Ryan Halldorson is licensed in 47 states and can step in, so V.I.P. Mortgage can help you wherever you’re buying.
V.I.P. Mortgage, Inc. is licensed in dozens of states. Eric will connect you with the right teammate so you keep the same level of care, wherever you are buying.
Eric Kilstrom founded the Anthem Chamber of Commerce and received the Living Legacy Award for his community work. He is a mortgage loan officer who is also a longtime neighbor.
Anthem Area Chamber of Commerce
First-ever award recipient for community service
We Care in Anthem, a local 501(c)(3)
Host of the “Eric & Sawana’s Eye on Anthem” podcast
Send a few details and Eric will reach out. No pressure, just a clear next step.
The things Arizona buyers ask Eric most. Have another? Call or text 602.373.0107.
Eric Kilstrom is a mortgage loan officer based in Scottsdale, Arizona, with V.I.P. Mortgage. He helps buyers and homeowners across Arizona, meets in person, and knows the area’s neighborhoods and home prices.
Start by sharing your income, savings, and the price range you have in mind. Eric reviews your numbers, checks your credit, and tells you the loan amount you qualify for.
You can choose from VA, FHA, conventional, jumbo, and first-time buyer loans, plus refinancing. Eric explains which one fits the home you want and the budget you have.
It depends on the loan. VA loans can need nothing down. Many first-time buyer and FHA loans need far less than 20 percent.
